How Travel Insurance Lets You Focus on Giving Back

As a fundraising professional, you need to travel abroad to attend conferences, engage with donors, and visit different communities. These activities increase awareness, build healthy relationships, and attract support for the organisation you work for.

However, extensive travel can lead to financial troubles, such as medical emergencies or baggage delays, which may negatively affect your overall fundraising activities. So, having a reliable travel insurance policy enables you to focus on these primary goals, taking the burden off you for everything travel-related.

Read here to understand how travel insurance lets you focus on giving back without the worries of travel risks.

Benefits of Having Travel Insurance

When you are travelling for a social cause, like fundraising, worrying about travel risks is an extra burden. The only way to get rid of such stress is to buy travel insurance. Thus, the benefits of travel insurance are as follows:

1. Cost-Effective Option

Getting travel insurance is the most cost-effective option because, for a premium, you secure yourself from financial loss in case of unprecedented events.

Whether it is a medical emergency or a trip-related crisis, travel insurance is a beneficial investment that provides peace of mind.

2. Coverage Benefits

Depending on the type of policy you choose, you will be able to avail yourself of its benefits, including cashless hospitalisations for accidental emergencies, trip cancellations, and baggage losses.

Check out www.acko.com to discover the best travel insurance plans and coverage benefits.

3. Hospitalisation Allowance

Some travel insurance provides a hospitalisation allowance. In case of sudden hospitalisation, your insurer can cover the hospital expenses as per the terms.

4. Emergency Evacuation

During your trip to a high-risk zone to assist local communities, if you need to evacuate immediately, your insurance can cover the transportation expenses.

5. Extended Stay during Emergencies

Sometimes, due to bad weather conditions or political crises, travellers suddenly need to extend their stay. A reliable insurance covers the extra expenses as mentioned in the policyholder's policy document.  

6. Compassionate Visits

In case of an accidental hospitalisation, an insurer pays for a return ticket to the loved one of an insured person. So that they can pay a compassionate visit at the hospital.

7. Repatriation of Mortal Remains

In case of a policyholder's sudden demise, a reliable insurer arranges everything necessary to bring the mortal remains of the deceased to their country of origin.

8. Loss of Property

Suppose you have a connecting flight from London while running towards the gate, and you miss your luggage. In case of such occurrences, informing the airline and the insurer could save you a lot of trouble.  

9. Flight Cancellation or Rescheduling

There are many reasons why you may need to cancel or reschedule your flight for a fundraising event. However, while you are on your way to attend such events, cancellations from your end can drastically impact your finances. Being shielded with valid travel insurance, your flight ticket expenses could be reimbursed when you claim as per policy terms.

Tips to Choose the Best Travel Insurance

Following are some tips that will help you choose the best travel insurance policy:

1. Valid in All the Countries You Visit

If you are travelling abroad for fundraising purposes, choosing travel insurance that is valid in the destination country is crucial. Talk to the insurer to ensure that your policy coverage is valid where you are going.

2. Digital Policy

Choosing a digital policy helps you to get rid of tensions related to document misplacing. Furthermore, a digital policy is easy to get access to while the policyholder is on the move.

3. Check Policy Inclusions and Exclusions

Going through the policy fine print to learn what things are covered and what is not is crucial. If you are looking for adventurous sports coverage, but your insurer does not offer that add-on, you will have to pay out of your pocket if you get hurt while participating in such activities.

4.  Quick Claim Settlement

Claim settlement is the reason why people require insurance. Choosing a policy provider that has a straightforward claim settlement process will help you save a lot of time and energy.

5. Convenient to Customise Policy

Choosing an easy-to-customise policy will help you to customise your plan on the go. This way you will avoid the hassle of continuously informing your insurer to update your policy.  

Final Words

All fundraisers are well aware of the fact that the right way to fundraise is the key to success. Similarly, in the context of responsible tourism, choosing the right travel insurance plan can make or break your travelling experience. Communicating your concerns with the insurer ensures you are getting the coverage you are looking for. Do not forget to compare different plans and research policy attributes before finalising.