Presently we have $60 000 to be used as down payment. The house we intend to purchase is $360 000. Our preferred down payment is $72 000 or else we will pay more as PMI. $12 000 short fall is our is our request to you.
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But right now our priority is to get a house and start building equity instead of renting as I have been doing from the past 3;years. We have gotten and seen lots of houses. Based on the Banks pre approvals - we will both qualify for about $400 000 mortgage loan. Presently we've at least $60 000 in savings to be used as down payment. The house we intend to purchase is $360 000. Our sweet spot down payment MUST be $72 000 or else we will pay more as PMI. In a nutshell. Taking a loan or borrowing with crazy interest is out of the question. Our present lease will expire by July ending. We don't want to continue renting. But right now, we can't immediately afford the deposit also. Please assist with what you can to raise the $12 000 we urgently need.
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